ANA
vs
EK

ANA vs Emirates
Inside the 2x Take-Home Gap

It is the same pilot job — so why is take-home pay roughly twice as high?
A full breakdown, right down to the real criteria for making the move.

🇦🇪 UAE — Zero personal income tax 🇯🇵 Japan — After-tax take-home 1,770万 2026 latest data
ANA Captain take-home
1,770万円
Gross 2,700万 → after tax
Take-home gap
approx. 2.1x
approx. 2.6x with housing and education allowances
Emirates Captain take-home
3,700万円
Tax-free — every yen is take-home
How the gap works

Why the same job pays roughly twice as much after tax

It is not simply a difference in headline salary. The combination of tax regime, allowances and cost-of-living support is what produces the overwhelming gap.

Item ANA Captain (Tokyo) Emirates Captain (Dubai) Difference
Annual salary (gross) ¥2,700万 ¥3,700万 +¥1,000万
Income tax ▲¥530万 ¥0 (tax-free) +¥530万
Residence tax ▲¥250万 ¥0 +¥250万
Social insurance ▲¥150万 ¥0 (partial only) +¥150万
Housing (per year) Out of pocket, approx. ¥240万+ Company-paid, worth approx. ¥600万 +¥840万 or more
Children's education (per child) Out of pocket Company-paid, worth approx. ¥300万 +¥300万 or more
Effective take-home package approx. ¥1,770万 approx. ¥4,600万–¥5,200万 approx. 2.6–2.9x
The power of tax-free: To net the same take-home (¥3,700万) at ANA you would need a gross of roughly ¥6,000万. The structural advantage at Emirates — every yen is take-home — creates a gap far wider than the headline salary alone suggests.
Full comparison

ANA vs Emirates — full comparison table

Category ANA Emirates (EK) Advantage
Captain annual salary (gross)¥2,700万¥3,700万EK +¥1,000万
Captain take-homeapprox. ¥1,770万approx. ¥3,700万EK approx. 2.1x
Effective packageapprox. ¥1,770万approx. ¥4,600万–5,200万EK approx. 2.6x
Income taxUp to 45%0% (tax-free)EK clear win
Years to Captain upgrade15–18 years5–8 years (joining as F/O)EK is faster
Paid leave20+ days per year42 days per year + home-leave ticketsEK advantage
Distance from familyBased in Japan (close)Dubai (far)ANA advantage
Job securityHigh (major Japanese carrier)Exposed to performance-linked riskANA advantage
Able to work in JapaneseYesEnglish onlyANA advantage
Life after retirementSecure in Japan (pension and severance)Must be arranged separatelyANA advantage
Returning to ANA or JALNot applicable (already employed)Difficult (no mid-career hiring)ANA advantage
Route diversity90+ countries150+ citiesEK advantage
Decision criteria

What separates the pilots who move to Emirates from those who don't

Profile of pilots who choose Emirates

  • Maximizing take-home income is the number-one priority
  • Fluent in English and comfortable in a foreign-carrier environment
  • Able to bring the family (or single, or fine with an unaccompanied posting)
  • Wants an environment where career progression is faster than in Japan
  • Decides to move while still an ANA First Officer (annual salary 1,400–1,800万)
  • Wants route experience across 150 cities worldwide

Profile of pilots who stay at ANA

  • Values staying close to family and parents
  • Prioritizes stability over the long road to Captain (15–18 years)
  • Values the reassurance of Japan's pension and social insurance system
  • Job security matters most — unwilling to take on business-performance risk
  • Plans to live in Japan after retirement
  • Prefers life in a Japanese-language environment and Japanese culture

Important: a move to Emirates is a one-way decision

ANA and JAL currently do not run mid-career hiring for serving pilots. If you move to Emirates, you need to make the decision on the assumption that, as a rule, there is no way back. A take-home gap of roughly 2x is compelling, but the call has to be made on the whole picture — family, retirement and your long-term life plan in Japan.

FAQ

ANA vs Emirates — frequently asked questions

How large is the take-home gap between ANA and Emirates?+
An ANA Captain (annual salary 2,700万円) takes home roughly 1,770万円. An Emirates Captain (annual salary 3,700万円, tax-free) keeps the full 3,700万円. That is a gap of about 1,930万円, and once housing and education allowances are included the effective package at Emirates works out at roughly 2.6x ANA's.
Can an ANA pilot move to Emirates?+
Yes. The requirements are ICAO Level 4 or above English, a current ATPL and the necessary flight hours (3,000+ hours for Captain). There is a substantial track record of Japanese pilots being hired. Applications usually go through a recruitment agency such as CAE or Parc Aviation.
Can you move to Emirates and later return to ANA?+
At present it is extremely difficult. Neither ANA nor JAL publicly runs mid-career hiring for serving pilots (CPL/ATPL holders). Treat a move to Emirates as a one-way decision and weigh it against your total life plan.
What would an ANA First Officer (annual salary 1,800万円) earn after moving to Emirates?+
An ANA First Officer joining Emirates as an F/O can expect roughly 2,800万円 (tax-free) as a guide. Against an ANA First Officer's take-home of about 1,230万円, the entire 2,800万円 at Emirates is take-home — an increase of roughly 2.3x in what actually lands in your account.
Will an Emirates pilot's retirement pension be secure?+
Japanese employees' pension contributions stop while you are posted overseas (voluntary enrollment in the National Pension remains possible). You need a plan to channel the higher earnings you make at Emirates into investment and wealth-building, accumulating your own retirement assets. Putting that high income to work through vehicles such as iDeCo (Japan's individual defined-contribution pension) and overseas investments becomes essential.
ANA
ANA pilot salary — full detail
Take-home, pay by aircraft type and time to upgrade, explained in depth
View details →
EK
Emirates pilot salary — full detail
How the tax-free structure works and what life in Dubai is really like
View details →
✈ Considering a pilot career move? A complete guide to destinations, salary changes and requirements →